{
  "batch_date": "2026-07-09",
  "count": 20,
  "drafts": [
    {
      "draft_id": "20260709-01",
      "direction": "当日行情赛道",
      "topic": "半导体",
      "title": "最近半导体真的有点火",
      "body": "最近半导体的消息好多，身边也总有人聊。\n\n我其实没太看懂，干脆去支付宝翻了翻相关基金。与其自己猜哪家公司好，不如先找一只过往表现不错的，让管理人帮我选。\n\n先放一点自己能接受的钱，边看边学。",
      "tags": [
        "支付宝",
        "支付宝理财",
        "基金",
        "理财",
        "理财小白",
        "我的理财日记",
        "行情",
        "基金观察",
        "半导体"
      ],
      "keywords": [
        "半导体",
        "当日行情赛道"
      ],
      "image_type": "收益图 or 基金页面图",
      "source": "- 强势板块：半导体 +1.98%、数字媒体 +1.41%、影视院线 +1.34%；近5日出现1次；数据日 2026-07-09",
      "issues": [],
      "status": "待审核",
      "images": [
        {
          "asset_id": "20260709-01-research-01",
          "source_type": "internal_research_masked",
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          "quality_status": "manual_review"
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      ]
    },
    {
      "draft_id": "20260709-02",
      "direction": "当日行情赛道",
      "topic": "半导体",
      "title": "半导体越看越让人心动",
      "body": "最近半导体好像真的很火，身边炒股的朋友从早到晚都在聊。我本来只是路过看两眼，结果越看越有兴趣。\n\n有政策，有热度，最近表现也挺亮眼。我去支付宝把相关基金翻了一遍，准备从小金额开始试一下。\n\n你们会追热点，还是只看自己熟悉的行业？",
      "tags": [
        "支付宝",
        "支付宝理财",
        "基金",
        "理财",
        "理财小白",
        "我的理财日记",
        "行情",
        "基金观察",
        "半导体"
      ],
      "keywords": [
        "半导体",
        "当日行情赛道"
      ],
      "image_type": "收益图 or 基金页面图",
      "source": "- 强势板块：半导体 +1.98%、数字媒体 +1.41%、影视院线 +1.34%；近5日出现1次；数据日 2026-07-09",
      "issues": [],
      "status": "待审核",
      "images": [
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          "asset_id": "20260709-02-research-01",
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    },
    {
      "draft_id": "20260709-03",
      "direction": "当日行情赛道",
      "topic": "数字媒体",
      "title": "数字媒体今天挺争气",
      "body": "数字媒体今天又红了一片，我本来没怎么关注，看到以后立刻去翻了翻相关基金。\n\n这个方向最近消息不少，热度也起来了。先挑一只看得顺眼的，小金额跟上看看。",
      "tags": [
        "支付宝",
        "支付宝理财",
        "基金",
        "理财",
        "理财小白",
        "我的理财日记",
        "行情",
        "基金观察",
        "数字媒体"
      ],
      "keywords": [
        "数字媒体",
        "当日行情赛道"
      ],
      "image_type": "收益图 or 基金页面图",
      "source": "- 强势板块：半导体 +1.98%、数字媒体 +1.41%、影视院线 +1.34%；近5日出现1次；数据日 2026-07-09",
      "issues": [],
      "status": "待审核",
      "images": [
        {
          "asset_id": "20260709-03-research-01",
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    },
    {
      "draft_id": "20260709-04",
      "direction": "限购错过情绪",
      "topic": "数字媒体",
      "title": "限额了，我突然来劲了",
      "body": "之前刷到好几次都没当回事，今天看到限额，突然就有点心动。\n\n已经去支付宝翻完页面了，先放一点看看。",
      "tags": [
        "支付宝",
        "支付宝理财",
        "基金",
        "理财",
        "理财小白",
        "我的理财日记",
        "基金定投",
        "数字媒体"
      ],
      "keywords": [
        "数字媒体",
        "限购错过情绪"
      ],
      "image_type": "大字报 + 收益图",
      "source": "- 强势板块：半导体 +1.98%、数字媒体 +1.41%、影视院线 +1.34%；近5日出现1次；数据日 2026-07-09",
      "issues": [],
      "status": "待审核",
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          "quality_status": "manual_review"
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    },
    {
      "draft_id": "20260709-05",
      "direction": "限购错过情绪",
      "topic": "数字媒体",
      "title": "怎么一限额就想买",
      "body": "随时能买的时候不着急，一限额我就开始认真看。\n\n果然人最怕的还是错过。",
      "tags": [
        "支付宝",
        "支付宝理财",
        "基金",
        "理财",
        "理财小白",
        "我的理财日记",
        "基金定投",
        "数字媒体"
      ],
      "keywords": [
        "数字媒体",
        "限购错过情绪"
      ],
      "image_type": "大字报 + 收益图",
      "source": "- 强势板块：半导体 +1.98%、数字媒体 +1.41%、影视院线 +1.34%；近5日出现1次；数据日 2026-07-09",
      "issues": [],
      "status": "待审核",
      "images": [
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          "asset_id": "20260709-05-generated-01",
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          "url": "https://xhs-finance-assets-louziang.oss-cn-hangzhou.aliyuncs.com/review%2F2026-07-09%2F20260709-05-generated-01.jpg?OSSAccessKeyId=LTAI5t8sm9FUik1gzuT8SAjd&Expires=1784170376&Signature=J6QjgLKZkybCBTS7KWCrHv7iQ%2Fg%3D",
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          "quality_status": "manual_review"
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    },
    {
      "draft_id": "20260709-06",
      "direction": "定投生活场景",
      "topic": "定投",
      "title": "先定个小金额，看看自己能不能坚持",
      "body": "我最近把定投金额调得很小。\n\n不是一下子想投很多，而是想先试试自己能不能固定看、固定记。金额小一点，心态反而轻很多，也不会每天盯着页面紧张。\n\n先跑一段时间，看看这个节奏适不适合自己。",
      "tags": [
        "支付宝",
        "支付宝理财",
        "基金",
        "定投",
        "我的理财日记",
        "存钱",
        "理财小白",
        "长期主义"
      ],
      "keywords": [
        "定投",
        "定投生活场景"
      ],
      "image_type": "大字报 or 确认购买图 or 收益图 or 基金页面图",
      "source": "常青知识；需发布前复核",
      "issues": [],
      "status": "待审核",
      "images": [
        {
          "asset_id": "20260709-06-generated-01",
          "source_type": "generated",
          "url": "https://xhs-finance-assets-louziang.oss-cn-hangzhou.aliyuncs.com/review%2F2026-07-09%2F20260709-06-generated-01.jpg?OSSAccessKeyId=LTAI5t8sm9FUik1gzuT8SAjd&Expires=1784170378&Signature=DoKg2HnESLwnG92fs95SK3V3xn8%3D",
          "expires_at": "2026-07-16T10:52:58+08:00",
          "quality_status": "passed"
        }
      ]
    },
    {
      "draft_id": "20260709-07",
      "direction": "定投生活场景",
      "topic": "定投",
      "title": "给孩子慢慢存一点",
      "body": "给孩子开的定投今天又扣了一笔。\n\n每个月一点点，平时几乎感觉不到。时间还长，慢慢来。",
      "tags": [
        "支付宝",
        "支付宝理财",
        "基金",
        "定投",
        "我的理财日记",
        "存钱",
        "理财小白",
        "长期主义"
      ],
      "keywords": [
        "定投",
        "定投生活场景"
      ],
      "image_type": "大字报 or 确认购买图 or 收益图 or 基金页面图",
      "source": "常青知识；需发布前复核",
      "issues": [],
      "status": "待审核",
      "images": [
        {
          "asset_id": "20260709-07-generated-01",
          "source_type": "generated",
          "url": "https://xhs-finance-assets-louziang.oss-cn-hangzhou.aliyuncs.com/review%2F2026-07-09%2F20260709-07-generated-01.jpg?OSSAccessKeyId=LTAI5t8sm9FUik1gzuT8SAjd&Expires=1784170378&Signature=haxCbsdg1v89QeLnMYA9ls03FyQ%3D",
          "expires_at": "2026-07-16T10:52:58+08:00",
          "quality_status": "passed"
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    },
    {
      "draft_id": "20260709-08",
      "direction": "红绿盘情绪",
      "topic": "半导体",
      "title": "今天这片红，太开心了",
      "body": "半导体今天终于红了。\n\n还好前几天没下车，今天打开页面看了好几遍。",
      "tags": [
        "支付宝",
        "支付宝理财",
        "基金",
        "理财",
        "我的理财日记",
        "行情",
        "理财记录",
        "投资日记",
        "半导体"
      ],
      "keywords": [
        "半导体",
        "红绿盘情绪"
      ],
      "image_type": "基金页面图",
      "source": "- 强势板块：半导体 +1.98%、数字媒体 +1.41%、影视院线 +1.34%；近5日出现1次；数据日 2026-07-09",
      "issues": [],
      "status": "待审核",
      "images": [
        {
          "asset_id": "20260709-08-research-01",
          "source_type": "internal_research_masked",
          "url": "https://xhs-finance-assets-louziang.oss-cn-hangzhou.aliyuncs.com/review%2F2026-07-09%2F20260709-08-research-01.jpg?OSSAccessKeyId=LTAI5t8sm9FUik1gzuT8SAjd&Expires=1784170379&Signature=38gBBl%2B53D8zbZyL%2FkgpANffenY%3D",
          "expires_at": "2026-07-16T10:52:59+08:00",
          "quality_status": "manual_review"
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      ]
    },
    {
      "draft_id": "20260709-09",
      "direction": "热门基金对比",
      "topic": "数字媒体",
      "title": "同一个方向，三只到底怎么选",
      "body": "去支付宝搜数字媒体，一下出来好多只，名字还都挺像。\n\n我先挑了三只放一起看：一只最近更亮眼，一只近3年更完整，还有一只规模看着更舒服。\n\n现在不太想只看谁数字最高，还是想把页面摊开比较一下。如果是你，会先看最近表现，还是先看时间拉长后的曲线？",
      "tags": [
        "支付宝",
        "支付宝理财",
        "基金",
        "基金对比",
        "理财小白",
        "我的理财日记",
        "投资理财",
        "基金观察",
        "数字媒体"
      ],
      "keywords": [
        "数字媒体",
        "热门基金对比"
      ],
      "image_type": "多张基金页面图",
      "source": "- 强势板块：半导体 +1.98%、数字媒体 +1.41%、影视院线 +1.34%；近5日出现1次；数据日 2026-07-09",
      "issues": [],
      "status": "待审核",
      "images": [
        {
          "asset_id": "20260709-09-research-01",
          "source_type": "internal_research_masked",
          "url": "https://xhs-finance-assets-louziang.oss-cn-hangzhou.aliyuncs.com/review%2F2026-07-09%2F20260709-09-research-01.jpg?OSSAccessKeyId=LTAI5t8sm9FUik1gzuT8SAjd&Expires=1784170380&Signature=H9go6wr%2B%2BhKHKrWfRBlvmXmt8d0%3D",
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          "quality_status": "manual_review"
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          "url": "https://xhs-finance-assets-louziang.oss-cn-hangzhou.aliyuncs.com/review%2F2026-07-09%2F20260709-09-research-03.jpg?OSSAccessKeyId=LTAI5t8sm9FUik1gzuT8SAjd&Expires=1784170382&Signature=7EEcJPVhf1mB5aSMchb4JDOORoI%3D",
          "expires_at": "2026-07-16T10:53:02+08:00",
          "quality_status": "manual_review"
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    },
    {
      "draft_id": "20260709-10",
      "direction": "认知轻观点",
      "topic": "投资认知",
      "title": "看懂一点，再开始一点",
      "body": "以前总想全部研究明白再开始，结果一直没动。\n\n现在先选一个感兴趣的方向，放一点自己能接受的钱。边看边学，反而记得更快。",
      "tags": [
        "支付宝",
        "支付宝理财",
        "基金",
        "理财",
        "我的理财日记",
        "投资思考",
        "理财小白",
        "长期主义",
        "投资认知"
      ],
      "keywords": [
        "投资认知",
        "认知轻观点"
      ],
      "image_type": "权益基金页面/收益图",
      "source": "常青知识；需发布前复核",
      "issues": [],
      "status": "待审核",
      "images": [
        {
          "asset_id": "20260709-10-research-01",
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          "expires_at": "2026-07-16T10:53:03+08:00",
          "quality_status": "manual_review"
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      ]
    },
    {
      "draft_id": "20260709-11",
      "direction": "小白投教",
      "topic": "基金公司",
      "title": "基金公司到底怎么看",
      "body": "打开基金页面，最上面除了基金名字，通常还能看到基金公司的名字。这个公司可以理解成“做这只基金的团队”。\n\n我一般先点进公司主页，看三个地方：成立多久、现在一共管着多少只基金、有没有自己比较熟悉的产品。成立时间长不代表每只都好，但至少能看出它是不是一直在做这件事。\n\n再看管理人。页面会写他从什么时候开始管这只基金、还管着哪些产品。时间太短的话，眼前这段表现不一定完全是他做出来的；时间长一些，才比较容易看出他的风格。\n\n最后别只因为公司名字大就直接选。同一家公司的不同基金，买的行业和每天的变化也可能完全不一样。公司是第一层，具体产品还得继续往下看。\n\n我现在会把基金公司、管理人、主要买的公司连在一起看，页面就没那么乱了。",
      "tags": [
        "支付宝",
        "支付宝理财",
        "基金",
        "理财干货",
        "基金入门",
        "理财小白",
        "新手理财",
        "基金公司"
      ],
      "keywords": [
        "基金公司",
        "小白投教"
      ],
      "image_type": "大字报 or 蜘蛛图",
      "source": "常青知识；需发布前复核",
      "issues": [],
      "status": "待审核",
      "images": [
        {
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          "quality_status": "passed"
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      ]
    },
    {
      "draft_id": "20260709-12",
      "direction": "小白投教",
      "topic": "阶段涨幅",
      "title": "近1年、近3年到底看哪个",
      "body": "基金页面上的近1月、近1年、近3年，都是在说：从对应时间往前算，这只基金走成了什么样。\n\n近1月更像最近的状态。赶上某个行业突然变热，数字可能很好看，但时间太短，容易只看到它最热闹的一段。\n\n近1年能看出它经历一轮行情后的样子，比近1月完整一些。近3年更适合看它是不是只红过一阵，以及管理人碰到不同市场时做得怎么样。\n\n我现在不会只挑数字最大的。先看近1年，再把时间切到近3年，看看曲线是不是一直大起大落；还会顺手确认这三年是不是同一个管理人在管。\n\n这些数字都是以前发生的事，不是以后照抄的答案。它们更像简历，帮我们知道这只基金过去做过什么。",
      "tags": [
        "支付宝",
        "支付宝理财",
        "基金",
        "理财干货",
        "基金入门",
        "理财小白",
        "新手理财",
        "阶段涨幅"
      ],
      "keywords": [
        "阶段涨幅",
        "小白投教"
      ],
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      "source": "常青知识；需发布前复核",
      "issues": [],
      "status": "待审核",
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    {
      "draft_id": "20260709-13",
      "direction": "稳健投教",
      "topic": "稳健理财",
      "title": "稳健理财到底稳在哪",
      "body": "我以前一看到“稳健”两个字，就以为每天都不会怎么变。后来才发现，它更像是波动相对小一点，不是完全不动。\n\n看这类产品时，我会先看它主要投什么，再看过去一段时间曲线有没有特别大的起伏。能接受这个节奏，再考虑放进自己的小计划里。\n\n对新手来说，先把“稳”和“完全没风险”分开，心态会清楚很多。",
      "tags": [
        "支付宝",
        "支付宝理财",
        "稳健理财",
        "固收+",
        "债基",
        "短债",
        "理财小白",
        "理财干货"
      ],
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        "稳健理财",
        "稳健投教"
      ],
      "image_type": "大字报 or 稳健投教蜘蛛图",
      "source": "常青知识；需发布前复核",
      "issues": [
        "高风险词:无风险"
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    {
      "draft_id": "20260709-14",
      "direction": "稳健投教",
      "topic": "固收+",
      "title": "固收+里的加号是什么意思",
      "body": "我刚开始看固收+，最疑惑的就是那个加号。\n\n现在理解下来，前半部分通常更偏债券这类资产，后面的加号可能会搭一点股票、可转债或其他策略，所以它比普通短债更有弹性，但波动也可能更明显。\n\n我不会只看名字判断稳不稳，会点进去看资产比例和过去曲线，再决定适不适合自己。",
      "tags": [
        "支付宝",
        "支付宝理财",
        "稳健理财",
        "固收+",
        "债基",
        "短债",
        "理财小白",
        "理财干货"
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        "固收+",
        "稳健投教"
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      "source": "常青知识；需发布前复核",
      "issues": [],
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    },
    {
      "draft_id": "20260709-15",
      "direction": "稳健投教",
      "topic": "债基类型",
      "title": "债基也不是只有一种",
      "body": "以前我以为债基都差不多，后来才知道短债、中短债、纯债、固收+，拿在手里的感觉会不一样。\n\n我现在会先看产品类型，再看它的波动区间。短债通常更适合先试水，固收+可能弹性更大，但也更需要接受上下变化。\n\n名字看着接近，不代表体验一样，先分清类型再看页面会省很多纠结。",
      "tags": [
        "支付宝",
        "支付宝理财",
        "稳健理财",
        "固收+",
        "债基",
        "短债",
        "理财小白",
        "理财干货",
        "债基类型"
      ],
      "keywords": [
        "债基类型",
        "稳健投教"
      ],
      "image_type": "大字报 or 稳健投教蜘蛛图",
      "source": "常青知识；需发布前复核",
      "issues": [],
      "status": "待审核",
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    },
    {
      "draft_id": "20260709-16",
      "direction": "稳健互动求助",
      "topic": "短债",
      "title": "想拿5000试试短债，怎么选",
      "body": "最近行情看得有点累，想把一小部分钱放到波动小一点的地方。\n\n我先看了几只短债，但页面越翻越不知道该看什么。大家一般会先看期限、曲线，还是看基金公司？\n\n不求一步到位，先想找个适合新手观察的入口。",
      "tags": [
        "支付宝",
        "支付宝理财",
        "稳健理财",
        "固收+",
        "债基",
        "短债",
        "理财小白",
        "求助"
      ],
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        "短债",
        "稳健互动求助"
      ],
      "image_type": "大字报 or 稳健基金页面图",
      "source": "常青知识；需发布前复核",
      "issues": [],
      "status": "待审核",
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    {
      "draft_id": "20260709-17",
      "direction": "稳健互动求助",
      "topic": "固收+",
      "title": "固收+适合新手先试水吗",
      "body": "最近被朋友安利固收+，说比我天天盯着权益类轻松一点。\n\n我看页面感觉确实没那么刺激，但又担心自己只看名字就误会了它。新手第一次看固收+，最该先确认哪几个地方？",
      "tags": [
        "支付宝",
        "支付宝理财",
        "稳健理财",
        "固收+",
        "债基",
        "短债",
        "理财小白",
        "求助"
      ],
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        "固收+",
        "稳健互动求助"
      ],
      "image_type": "大字报 or 稳健基金页面图",
      "source": "常青知识；需发布前复核",
      "issues": [],
      "status": "待审核",
      "images": [
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    },
    {
      "draft_id": "20260709-18",
      "direction": "稳健互动求助",
      "topic": "债基",
      "title": "债基怎么挑才不容易看乱",
      "body": "我在支付宝搜债基，出来一堆名字都很像。\n\n短债、纯债、固收+混在一起看，越看越乱。有没有适合新手的筛选顺序？我现在只想先把类型分清楚，再慢慢观察。",
      "tags": [
        "支付宝",
        "支付宝理财",
        "稳健理财",
        "固收+",
        "债基",
        "短债",
        "理财小白",
        "求助"
      ],
      "keywords": [
        "债基",
        "稳健互动求助"
      ],
      "image_type": "大字报 or 稳健基金页面图",
      "source": "常青知识；需发布前复核",
      "issues": [],
      "status": "待审核",
      "images": [
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    },
    {
      "draft_id": "20260709-19",
      "direction": "稳健持有体验",
      "topic": "稳健理财",
      "title": "行情吵的时候，我会看稳健类",
      "body": "最近权益类页面起伏有点明显，我反而开始认真看稳健类资产。\n\n不是为了追热闹，就是想给自己的小账户留一个没那么刺激的位置。每天变化小一点，心态也能稳一点。\n\n现在会把短债、纯债、固收+分开放进关注里，慢慢看哪个节奏更适合我。",
      "tags": [
        "支付宝",
        "支付宝理财",
        "稳健理财",
        "固收+",
        "债基",
        "短债",
        "我的理财日记",
        "理财记录"
      ],
      "keywords": [
        "稳健理财",
        "稳健持有体验"
      ],
      "image_type": "稳健基金页面图 or 随手记",
      "source": "常青知识；需发布前复核",
      "issues": [],
      "status": "待审核",
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    {
      "draft_id": "20260709-20",
      "direction": "稳健持有体验",
      "topic": "债基",
      "title": "债基给我的感觉是慢一点",
      "body": "看债基这段时间，最大的感受就是节奏慢一点。\n\n它不会像热门赛道那样天天让人上头，但也正因为这样，我更容易坚持记录。对我这种容易被行情带着跑的人来说，慢一点反而舒服。\n\n后面准备继续小金额观察，不急着做决定。",
      "tags": [
        "支付宝",
        "支付宝理财",
        "稳健理财",
        "固收+",
        "债基",
        "短债",
        "我的理财日记",
        "理财记录"
      ],
      "keywords": [
        "债基",
        "稳健持有体验"
      ],
      "image_type": "稳健基金页面图 or 随手记",
      "source": "常青知识；需发布前复核",
      "issues": [],
      "status": "待审核",
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